Written by The Kull Group. The professional observations in this article are ours and are offered from the real estate side of this decision. The insurance, tax, lending, and association questions raised below belong with …
View More
This article answers one question: if you own a home in Palm Beach County and you are considering selling it to buy in Port St. Lucie, how do you tell whether that …
View More
In some client engagements the house stops being a line on a statement and becomes a variable. A plan needs liquidity that is not there. A settlement or an estate has to allocate something …
View More
A household can own its home outright and still find the monthly figure harder to meet than it used to be. Those two facts sit together more comfortably than the language around them suggests: …
View More
The short answer is that it can, and that the reason is not always the one assumed. The usual assumption is that some places simply cost less, so moving to one of them converts a given property into more usable …
View More
A sale is often treated as the end of the story, as though the household's situation resolves at the closing table. It does not. A sale converts a property into money and leaves an …
View More
These two get discussed as alternatives, as though a household were choosing between two doors into the same room. They are not. One converts part of your equity to cash and leaves you owning the property, with …
View More
Once the decision is made, the problem changes shape. It stops being about whether to move and becomes about how to move when the money for the second transaction is locked inside the first one. That dependency is …
View More
Substantial equity invites a familiar argument: capital sitting in a property is capital doing nothing, and a household holding a great deal of it should be releasing some. It is a reasonable-sounding argument, and it skips a …
View More
Downsizing is written about as though it were a single, well-understood move — smaller place, money left over, decision made. It is not one move. It is a direction, and there are at least six different things a household …
View More