Stuart, FL Real Estate Market
Stuart Housing Market Right Now
If you're shopping for a home in Stuart, you're coming in at a good moment to take your time. As of October 2026, the market here is leaning toward buyers, with 7.4 months of supply on the shelf. In practice, that means you can tour, compare, and think it over before you write an offer. There are 705 homes listed right now, and over the past year 1,150 homes changed hands.
Homes are taking a median 58 days to sell, so most sellers have been through a few weekends of showings before they get an offer. When they do sell, they close at a median 96.2% of the final list price, and only 7% of sales went above asking. Bidding wars do happen in Stuart, but they're the exception. You can schedule a proper inspection, read the paperwork, and make an offer based on what the home is worth to you, without feeling pushed to waive protections just to compete.
What Homes Cost in Stuart, FL
Over the last twelve months, homes in Stuart sold for a median of $407,000, which works out to $254 per square foot. Price per square foot is the number I'd keep in your back pocket. It lets you compare a compact condo with a larger house on more even terms. The median asking price on homes listed today is $419,000.
The typical Stuart home has 3 bedrooms and 2 bathrooms in about 1,530 sq ft of living space. That's a comfortable, manageable size. If you're picturing a sprawling floor plan, plan your budget for it, because the bulk of what sells here is built around that middle footprint.
The detail that surprises a lot of buyers is how common homeowners associations are: 81% of homes here come with an HOA. So when we look at a listing together, the HOA isn't a footnote. The monthly fee changes what you can comfortably afford, and the rules shape how you can use the home. Those rules can cover rentals, pets, parking, exterior changes, and more. I'd put the HOA documents on the table early, alongside the price, so nothing in them catches you off guard after you're attached to a place.
Stuart Home Prices by Range
Prices in Stuart cover a wide spread, and where you land in it shapes your search more than almost anything else. Here's where the past year's sales fell:
- under $300,000: 31% of sales
- Between $300,000 and $400,000: 17%
- Between $400,000 and $500,000: 13%
- Between $500,000 and $750,000: 23%
- Between $750,000 and $1,000,000: 8%
- $1,000,000 and up: 8%
Two things stand out to me. First, a big piece of the market sits under $300,000. If that's your budget, you'll have real choices, and you won't be stuck waiting for one rare listing to appear.
Second, look closely at the band between $400,000 and $500,000. The median sale falls inside it, yet it accounts for a fairly small share of sales. If your budget sits right there, you may see fewer fresh listings in your exact range at any given moment. I'd suggest setting your search alerts a little wider on either side. That way you'll catch homes that are listed just above your number and might come down, or homes just below it that leave room for updates.
The band between $500,000 and $750,000 also carries a healthy share of sales, so buyers stepping up into that range will find steady activity. Above that, sales thin out, and each home tends to be its own conversation.
Stuart Homes by Bedroom Count
Most of what sells in Stuart has two or three bedrooms. Three-bedroom homes make up 41% of the market, and two-bedroom homes make up 36%. If either of those fits your plans, you'll be shopping where the inventory is deepest, and you can afford to be picky about layout, condition, and location.
Four-bedroom homes are a smaller slice at 14%. If you truly need that fourth bedroom, I'd move quickly on the good ones when they come up. That doesn't mean overpaying. It means having your financing ready so you're not starting from scratch when the right one lists. And if a three-bedroom with a den or flex room would work just as well, it opens up a much bigger pool of homes.
Single-Story Homes in Stuart
If you'd rather skip the stairs, Stuart works in your favor: 57% of homes here are single-story. That gives you plenty of one-level choices across condos, villas, and houses, so you don't have to give up on location or price just to get everything on one floor. When we tour, I'll point out the details that make single-level living easier day to day, such as doorway widths, the walk from the garage or parking area, and the bathroom layout.
Townhomes for Sale in Stuart
Townhomes make up a modest 14% of the Stuart market, so they're out there but not on every street. If you like the idea of a townhome, I'd pair that search with condos and single-story villas. They often fit the same budget, so you're not waiting on a narrow slice of listings. As with most homes here, expect an association. Ask what the fee covers, particularly the roof and exterior, because that varies a lot from one community to the next.
Questions to Ask Before Buying a Home in Stuart
- With an HOA attached to so many Stuart homes: what is the monthly fee, what does it cover, how healthy are the reserves, and are any special assessments planned or under discussion?
- What do the HOA rules say about rentals, pets, parking, and exterior changes, and do they fit how you plan to use the home?
- Typical homes here were built around 1988: which major systems, such as the roof, air conditioning, water heater, windows, plumbing, and electrical, have been replaced, and when?
- For a home that has been on the market longer than the typical Stuart listing: has anything come up in past inspections or deals that fell through?
Get to know the Stuart market
Every area has its own mix of homes, neighborhoods and price ranges. Chris Kull can help you understand what to expect in Stuart and answer questions along the way.
You can also get updates on the Stuart market, including new listings and changes in the types of homes you are interested in. I can help you set those up. Call or text 561-440-0777 or send me a message.
